Overview

Step 1: RWA Tokenization

In the first step, RAAC helps RWA asset owners tokenize their assets onchain.

REET NFTs

RAAC tokenizes real estate by creating a REET NFT representing a contractual right to a specific property. REETs NFTs may be traded on third-party marketplaces and eligible holders may also redeem the NFT to exercise its contractual right to title to the off-chain real estate.

iREET

The REET Index, or iREET, allows users to gain exposure to the performance of real estate markets without purchasing a full REET NFT.

RWf(x)

RWf(x) stablecoin silos operated by third parties allow RAAC to bring RWA assets on-chain. Each independent silo is a self‑contained vault that tokenizes a single asset class. Examples could include: gold, farmland, oil, data, water, etc.

Independent silos mint a branded stablecoin (e.g., pmUSD) against the asset.

Step 2: Unlocking Yield

Once RWAs are tokenized, holders may unlock their latent liquidity and earn onchain yield.

RAACLend

REET NFTs and iREET tokens can be used as collateral to borrow crvUSD from the RAAC lending pool.

The interest rate for borrowers is soft-pegged to $\frac{USPrimeRate}{2}$, ensuring the rate for borrowers is always competitive. $RAAC emissions may be used to bolster the interest rate dependent on gauge votes directed by token holders. Additionally, stability pool depositors may receive a part of rental income through the secondary gauge managed by veRAAC holders. Stability pool depositors who handle liquidations and are first in line in case of bad debt.